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Making Small Purchases On A Credit Card Is : The Smart Guide To Using Your Charge Cards Wisely / Gsa makes buying with the purchase card easy and efficient, utilizing modern tools to help facilitate market research. . Small, unauthorized charges often are the first sign that thieves have made off. If you have a credit card you're not using anymore, you may be familiar with this popular suggestion: If you carry a credit card account balance month to month, making multiple small, frequent payments can reduce your interest charges overall. Your credit utilization ratio is 50 percent. For example, if you spend more money on food than anything else, look for a card that gives. You have a credit card with a $500 limit and you use $250 to make a purchase. Doing so creates some great positive data in your credit report. If you are trying to establish a strong payment history, you can do so by making small purchases on your credit card and then paying the balance in full ...